Understanding HDB BTO in Singapore: Your Guide to New Flats The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Introduced by the Housing & Development Board, the BTO system allows eligible applicants to apply for new flats https://hdb-bto-27-5437037.bloggerchest.com/38766981/hdb-bto-27-54